• PERSONAL INSURANCE

  • At Fortner Insurance, we partner with a variety of regional and national companies to ensure you have the best insurance plan for your needs. We truly make our personal lines “personal” when it comes to your insurance plan - and we do it with customer service that the big, impersonal insurance companies only wish they could provide.
  • AUTO INSURANCE

  • Auto insurance protects you against financial loss if you have an accident. Auto insurance provides property, liability and medical coverage as defined in your policy.
    • Property coverage pays for damage to your car when in an accident or helps cover replacement if your vehicle is damaged beyond repair or stolen.
    • Liability coverage pays for your legal obligation to others for property damage or bodily injury.
    • Medical coverage pays for the cost of treating injuries, rehabilitation and, in some cases, lost income or funeral expenses that were the result of an accident.
    A typical auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. Coverage amounts will varry by policy and premiums.
    Auto Insurance Policies
  • BOAT INSURANCE

  • Boat insurance covers expenses in the event of loss or damage to your boat. Most boat insurance policies cover watercraft with motors including fishing boats, pontoon boats, paddle boats, pleasure craft and yachts. Boat insurance does not usually cover canoes, kayaks or personal watercraft such as jet skis.
    For smaller watercraft, you may find some limited coverage under your homeowner's insurance policy. In some cases, you may be able to add additional coverage through special endorsments in your homeowner’s insurance policy. Ask your Fortner Insurance representative to learn more.
    Boat Insurance Policies
  • HOMEOWNERS INSURANCE

  • Homeowners insurance is a type of property insurance designed to protect you from the costs of damage to the house itself, or to possessions in the home. Homeowners insurance can also provide liability coverage against accidents in your home or on the property.
    There are seven forms of standardized homeowners insurance that offer various levels of protection depending on your needs. Your Fortner Insurance representative can help you determine the best homeowners insurance policy to fit your needs.
    Homeowners Insurance Policies
  • FARM INSURANCE

  • Farm owners have different needs than other businesses or individuals , which means they also have special insurance requirements. A traditional homeowners insurance policy may not adequately cover it all.
    Fortner Insurance can help protect this way of life for farm or ranch, including agricultural, dairy, equestrian or livestock. Farm insurance policies can be tailored to cover your farm machinery, irrigation equipment, additional structures such as silos pens, or corrals as well as traditional liability, propery and personal property coverage. Your Fortner Insurance representative will work with you to create the coverage you need at a price you can afford.
    Farm Insurance Policies
  • ASK OUR AGENTS HOW WE CAN HELP
    WITH YOUR INSURANCE NEEDS.
  • Fortner Insurance Agency





    FAQs

    AUTO INSURANCE FAQ

    If someone else drives my car, are they covered under my policy?

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    HOME INSURANCE FAQ

    How much coverage should I have on my home?

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    LIFE INSURANCE FAQ

    How do I determine how much life insurance I need?

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    We are passionate about our mission.
    As one of our clients, it is obvious that you are, as well!