Coverage for the Road Ahead
Auto Insurance in Missouri
Protection for the Way You Drive
Car Insurance With Honest Rates and Local Service
Whether you’re commuting down Sunshine Street, running errands across town, or heading out on Highway 65, the right auto insurance helps you stay protected from life’s unexpected turns. At Fortner Insurance, we help drivers in Springfield and across Missouri compare auto insurance options and find a plan that fits their vehicle, lifestyle, and budget. As an independent agency, we shop top carriers to find car insurance in Missouri that makes sense, not just based on price, but on real protection.
What We Offer
Car Insurance Coverage for Every Kind of Driver
Liability Insurance
Covers bodily injury and property damage to others if you’re at fault.
Collision Coverage
Helps pay for damage to your car after an accident.
Comprehensive Coverage
Covers theft, hail, fire, or other damage not caused by a collision.
Uninsured/Underinsured Motorist
Protects you if the other driver has too little or no insurance.
Medical Payments Coverage
Helps pay for medical costs after an accident, regardless of fault.
Roadside Assistance & Rental Reimbursement
Optional add-ons to help with towing, flats, or a temporary vehicle.
Multi-Car & Teen Driver Policies
Flexible options for families with multiple vehicles or new drivers.
Bundling Discounts
Combine auto with
homeowners insurance or
umbrella coverage for savings.
Why Fortner for Car Insurance?
Local Agents. Personalized Policies. No Gimmicks.
We Compare for You
We shop quotes from multiple insurance carriers to find real value, not just the lowest number on a screen.
We’re Right Here in Missouri
We serve drivers across the state with personalized support, from Springfield to Joplin and everywhere in between.
We Help You Understand Your Policy
No fine-print confusion. We walk through coverages so you know what’s included and what’s worth adding.
Auto Insurance FAQs
What Missouri Drivers Ask Most
How much auto insurance do I need in Missouri?
Missouri requires liability coverage by law, but many drivers add collision and comprehensive for better protection.
Is Fortner a good option for affordable car insurance in Springfield?
Yes. We’re an independent agency, which means we can shop multiple carriers to help you find a great rate and solid coverage.
Do I need full coverage on an older car?
Maybe not. We’ll help you weigh the cost of coverage vs. the value of your vehicle.
Can I bundle car insurance with my home policy?
Absolutely—and it often saves money. Ask us about bundling with (home insurance) or adding (umbrella coverage).
Do I need extra coverage for teen drivers?
Yes, but we’ll walk you through the most cost-effective way to add them to your policy safely and affordably.